UCredit provides customers with high quality services and intelligent online loan process. Through this platform users can get easy access to apply loans anytime even at home.
Loan application process is secure and safe. If customers pay back their loans on time, they can take next loans without any other documentations.
WHO can apply?
1.18 years or above.
2.With regular source of income.
1.Loans Amount: NGN 7,000 to NGN 100,000.
2.Loan Tenure: 91 days ~ 365 days.
3.The Annual Percentage Rate (APR) is 15%~30%.
4.No membership fees No Origination Fees No Rollover Charge No Transaction Fees.
5.Penalty is charged only when someone delays their scheduled payment.
If the loan amount is ₦10,000 for 365 days (12 months), the APR is 20%, the interest and total amount to pay on the due date is:
Interest: ₦ 10,000 * 20% = ₦ 2,000
Total amount of repayment: ₦10,000 + ₦2,000 = ₦12,000.
As the repayment period is for 12 months:
Monthly repayment is ₦10,000/12+ ₦10,000*20%/12 = ₦1,000
How it works?
1.Download UCredit App from google play store and install.
2.Register an account with your phone number.
3.Fill in basic information.
4.After the submission of the loan application, the final result will be shown in the APP.
5.If approved, the loan amount will be disbursed into the bank account directly.
All the transactions are secured via a 256-bit SSL encryption. All the data are transferred over secured connections. We do not share your data with any third parties without your consent. Your data is totally safe with us.
Customer Service Email: [email protected]
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