Navia Credit Loan app

Navia Credit Loan app

Navia Credit Loan is the most famous version in the Navia Credit Loan series of publisher Lovely Dating Tools

Additional Information

Android 5.0 and up
Android Android 5.0 and up Finance
December 3, 2021
( 690 ratings )
Price: $0

Navia Credit Loan poster

Navia Credit Loan app Loan amount: From ₹1,000 to ₹200,000
Interest rates: From 0% to 29.95% per annum
Tenure: 91 days to 15 months
?One Loans is an online loan application and credit platform for professionals from all over India, where you can apply for a loan online and transfer up to 200,000 rupees in cash to a bank account.
?One Loans is a platform facilitating the loan transactions between the borrowers and the NBFCs/Banks. All loan applications are approved and sanctioned by NBFCs/Banks registered with RBI and communicated upfront during loan application.
?One of our primary partner NBFCs – SRI CHAKRA INFOWAYS LTD is a Systemically Important NBFC within the group of companies carrying the One Loans brand.
?One Loans does not directly participate in lending activities, but only provides a platform to facilitate registered non-bank financial companies (NBFC) or banks to land users.
— Credit ₹5,000 at an APR of 12% (per annum) with a tenure of 61 days
— Interest of loan = ₹5,000 × 12 %/ 365 × 60 = ₹100
— Processing fee of loan = ₹5,000 x 3% = ₹125 (Also on which GST apply of ₹27)
— Total cost of the loan = ₹225
— Total loan amount disbursed will be credit is ₹4,848 (₹5,000 – ₹152)
— Total loan amount to repay will be ₹5,100 (₹5,000 + ₹100)
— Monthly repayments of ₹2,550
Loan Types
Online loan, a good choice to help you, you can get a loan through direct bank transfer. All you need is your PAN Card & Address Proof to avail ₹1,000 to ₹50,000 for a tenure ranging from 91 days to 6 months.
Online loan-a a new option for an online loan where you can avail amounts from ₹10,000 to ₹2 Lakhs as direct bank transfer for tenure ranging from 3 to 15 months. All you need is your PAN Card, Address Proof, and Salary Proof.
Online loan for Salaried example:
Loan amount: Rs. 50,000
Tenure: 12 months
Interest Rate: 20% per annum
Processing Fee: Rs. 1,250 (2.5%)
New customer onboarding Fee: Rs. 200
GST on Processing and Onboarding Fees: Rs. 261
Total Interest: Rs. 5,581
EMI: Rs. 4,632
APR: 23.2%
The loan amount is Rs. 50,000. The disbursed amount is Rs. 48,289. The total loan repayment amount is Rs. 55,581
Another online loan example:
Loan amount: Rs. 10,000
Tenure: 3 months
Interest Rate: 27% per annum
Processing Fee: Rs. 500 (5%)
GST on Processing Fees: Rs. 90
Total Interest: Rs. 453
EMI: Rs. 3,484
APR: 34%
The loan amount is Rs. 10,000. The disbursed amount is Rs. 9,410. The total loan repayment amount is Rs. 10,453
1. 100% Online process
2. Fund safety, protected by the advanced server.
3. Loan transfer via bank.
1. Indian resident.
2. Above the age of 18 years.
3. Should have a monthly source of income.
How to get started
1. Install One Loans App.
2. Create your account.
3. Fill in your basic details to check first-level eligibility.
4. Upload KYC documents – ID, Address Proof & PAN card.
5. Avail Loan as bank transfer or E-voucher as per your request.
Fees & Charges
Interest rates range from 0%-29.95%, with an equivalent monthly interest rate of 0%-2.49% only.
A small processing fee is charged for loans, e.g., for low-risk customers 0% – 3% of the principal, for very high-risk customers 2.5% – 7%*.
One loan charges a one-time service fee while onboarding or during the upgrade, which is ₹20-₹350, depending on the risk profile.
*The charges and repayment tenures vary based on the creditworthiness and repayment ability of the customers. The penalty is charged only when someone delays their scheduled payment.

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