For an online loan in Nigeria without collateral, fast loans, and quick loans in Nigeria, download and apply for JoPay.
Borrow money online with JoPay app. Apply for an instant loan with a flexible repayment plan and favorable interest rate.
# Loan Products:
Loan period: the loan range is from 91 days to 360 days,
Loan amount: The loan amount is from NGN 5,000 to NGN 200,000
Loan interest: Interest rate:12% – 30% APR, no additional fees.
Service fee: 0%
Handling fee: 0%
1. Nigeria Resident.
2. Above 18 years old
3. Have a steady job.
#Why Cash Loan?
— Simple to use
— No bank credit card is required.
— Get 7×24 access anytime and anywhere.
— High loan approval rate.
— Quick personal loan Approvals
# Several simple steps to get a loan:
1. Install the JoPay APP;
2. Register an account;
3. Fill out your basic information and submit;
4. Apply in seconds;
5. Receive your loan straight into your bank account;
6. Increase your loan limit each time you repay your loan.
Take a case for example:
if a customer borrows ₦10,000 for 180 days (6 months), the APR is 18%
So the total Interest would be 10,000 NGN *18%*180/365 = 887 NGN.
The monthly payment would be (10,000 NGN +887 NGN )/6 = 1,962 NGN.
The total repayment amount would be 10,887 NGN.
# Privacy and Permissions
JoPay makes getting a personal loan simple by using the data on your phone, including your SMS history, to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy.
We take your privacy very seriously and promise to never share your information with third parties.
— Email: [email protected]
What's newFor online loans in Nigeria without collateral, fast loans and quick loans in Nigeria, download and apply for JoPay.Borrow money online with JoPay app.Apply an instant loan with a flexible repayment plan and favorable interest rate.
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