Branch Loan & digital banking

Branch Loan & digital banking

Branch: Loan & digital banking is the most famous version in the Branch: Loan & digital banking series of publisher Branch International

Additional Information

Android 5.0 and up
Android Android 5.0 and up Finance
December 8, 2021
4.5 ( 488 ratings )
Price: $0

Branch: Loan & digital banking poster

Branch Loan & digital banking Personal Loans range from ₦2,000 to ₦500,000
Tenure: 62 days to 1 year. Monthly interest rates from 1.7% to 22% depending on the risk profile of the customer.
Example: If the loan amount is ₦9000 & interest is 24% per annum with tenure of 2 months, The interest for 2 months would come out to be ₦360. The EMI per month would be ₦4680. This would translate to a maximum APR of 24%. The total cost of the loan will be ₦9360. The total amount paid back including everything at the end of the term will be ₦9360.
Branch is much more than an instant loan app; it’s the only app in Nigeria that lets you make unlimited FREE transfers, invest to earn 20% returns and more. Over 20 million downloads!
Loan characteristics:
? Loan Amounts: ₦2,000 to ₦500,000
? Repayment periods from 62 days to 1 year
? Monthly interest rates range from 1.7% to 22%
? APR from 20% to 265% per annum
There are no additional fees for processing your loan or any hidden costs associated.
What is Branch:
? Get instant loans — no paperwork, collateral or late fees
? Make unlimited FREE transfers to any bank in Nigeria
? Pay bills without extra ₦100 charges
? Invest and earn 20% interest (Nigeria’s highest rate)
? Withdraw your money anytime
? Make unlimited transfers for free
? Earn ₦50 bonus for deposits above ₦300
? Earn 20% when you invest with Branch
? Withdraw your investment anytime
? Loan Amounts: ₦2,000 to ₦500,000
? Loan Terms: 60 days to 1 year
? Monthly Interest: 1.7% to 22%
? APRs: 20% to 265%
? Late fees: None
? Origination fees: None
? Rollover charges: None
Example of a Branch Loan:
Loan amount: ₦9000
Tenure: 2 Months
Interest Rate: 24% per annum
Monthly Interest rate: 2%
Processing Fee: None
New customer onboarding Fee: None
Total Interest: ₦360 ( ₦9000 x 24% / 12 x 2 = ₦360)
EMI: ₦4680
APR: 24%
Loan amount is ₦9000. Disbursed amount is ₦9000 Total loan repayment amount is Rs. ₦9360
Privacy policy
Branch uses World-class data security and encryption techniques to protect the data you share and we never share your information with third-party.
With your permission, we access some data on your phone to verify your identity and determine your eligibility for a loan. We also use this to improve the quality of financial services that we provide to you. We have strict policies in place that ensure our methods are properly communicated and customer data is always protected.
Branch is licensed and regulated by the Central Bank of Nigeria.
Contact us
We’re always excited to hear from you! If you have any feedback, questions, or concerns, please email us at [email protected] or find us on Facebook!
Follow us on
– Twitter:
– Instagram: @branch_ng
– Visit our website:
– Our Office Address: 1 Sylvia Crescent, Anthony, Lagos, Nigeria

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